Welcome to Point Fermin, one of the South Bay s last affordable beach communities! Come discover this hidden gem! This home is a 2004 build, featuring 4 bedrooms and 3-1/2 bathrooms in a unique reverse floor plan with the living space upstairs to maximize the sunlight and peek-a-boo harbor view. As you enter, ascend the stairs to an open concept living area where the kitchen, living and dining rooms flow seamlessly together anchored by a beautiful fireplace. The kitchen offers abundant cabinet and counter space AND a walk-in pantry for added convenience. Stainless appliances include a 5-burner cooktop, wall oven, dishwasher and fridge. A breakfast bar and adjoining dining room offer plenty of space for casual and formal dining. The living room is ensconced in windows letting in amazing natural light, peek-a boo views of the harbor and the amazing glow of the setting sun. The master suite is also on the upper level and what a treat this is! This is a true sanctuary, with good-sized sleeping quarters, a huge walk-in closet and a double-sided fireplace which is shared with your over-sized spa tub a true retreat to take away all the stress of the day. There is a large stall shower, a double vanity with lots of storage and separate water closet. A powder room is also on this level. Downstairs you will find three additional bedrooms. Two are jack-and jill style featuring a bathroom with a dual vanity, and tub/shower combo. The 4th bedroom is en-suite with a walk-in closet and entry to the backyard. This would make a great den, office, or guest suite! The full-sized laundry area is neatly tucked in the lower hallway, and there is extra storage under the stairs. Much of the home features rich-look Pacific Koa hardwood flooring. Central heat and A/C are controlled by a Nest thermostat. There is a direct access 2-car garage; the driveway can easily accommodate 4 cars. This coastal peninsula is surrounded by water, with the Cabrillo Marina and Cabrillo Beach close by. A short distance away you ll find Friendship Park, the Korean Bell, the Hey Rookie pool, and Point Fermin Park where you can walk along the water s edge and enjoy numerous events throughout the year. Look forward to the opening of West Harbor, a $150 million waterfront development opening in Spring of 2025. Shops, restaurants, and an outdoor amphitheater are some of the many things coming our way! A fabulous house, a great community in a quaint little seaside town what more can you ask for?